Co-authored by Matteo Carbone, director of the IOT Insurance Observatory and co-founder of Archimede Spac, and Adrian Jones, a #traditionalindustry guy and InsurTech investor who reads insurers’ financials on nights & weekends. The authors write in their personal capacity, their opinions are solely their own, and they used only public data. SUMMARY 1.Growth rates remain robust but may be slowing a bit – are there issues on customer acquisition or are carriers focusing more on underwriting profitability? 2.Gross loss ratios are generally stable or improving slightly but still unsustainable
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