US InsurTech Start-up Financials Under Scrutiny

Co-authored by Matteo Carbone, director of the IOT Insurance Observatory and co-founder of Archimede Spac, and Adrian Jones, a #traditionalindustry guy and InsurTech investor who reads insurers’ financials on nights & weekends. The authors write in their personal capacity, their opinions are solely their own, and they used only public data. SUMMARY 1.Growth rates remain robust but may be slowing a bit – are there issues on customer acquisition or are carriers focusing more on underwriting profitability? 2.Gross loss ratios are generally stable or improving slightly but still unsustainable

Adrian Jones

Reinsurance | InsurTech | Strategy | Development ·· Global experience ·· Advisor | Speaker | Writer | Team Leader

Reinsurance strategy & development leader who helps Boards, CEOs, general managers, and underwriters beat competition by driving long-term change. Vast knowledge of traditional reinsurance and non-traditional risk transfer gained through 15+ years of experience in strategy and reinsurance in the US, Bermuda, Europe, and Lloyd's.

Matteo Carbone

Matteo is founder and director of IoT Insurance Observatory, Global InsurTech Thought Leader and Investor.
He is internationally recognized as an insurance industry strategist with a specialization on innovation. Matteo is author and world-renowned authority on InsurTech - ranked among top international InsurTech Influencers.

Matteo has advised more than 100 different players in ten markets around the world and has wide experience which includes set up of industrial and commercial plans, growth strategy definition and support in the start-up of new initiatives, digital strategy development, insurance products innovation, channel strategy and commercial model definition, startups mentorship and advice M&A deals.