Will fintech newcomers disrupt health and home insurance?

The integration of technology in the Insurance Company’s value proposition is turning out to be one of the main evolutionary trends in the sector, and the “digital” initiatives have been for a couple of years now one of the priorities of Insurance Groups. Until today though they have brought only limited improvement when it comes to the competition abilities of the Insurer. The best practices at international level show that in order to obtain concrete benefits, the innovation has to be directed towards clearly determined strategic objectives: that is by clearly identifying how the adoption of a technological solution may allow the company to make the most of the opportunity at hand or to solve a critical issue of their business.