WINNIPEG — While traditional insurance companies and some of the disruptors coming on the scene would presumably be fierce competitors, there’s lots of room for them to work together, participants at the Canadian Pension and Benefits Institute’s national forum heard. “The insurance companies are late bloomers when it comes to the digital world,” said Lisa Callaghan, vice-president of strategy, marketing and communications at Manulife Financial Corp., during a session on group benefits and technology platforms at the event in Winnipeg on Tuesday.