Will Telematics Lead to Insurance 'Redlining'?
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Bill Hartnett: This is a fast moving part of the industry, yet it’s being subsumed by the Internet of things; cars are just one of the things now connected to the Internet. It does look like the auto manufacturers are starting to coalesce as well. But for the near future, it’s going to be a combination of things. I’m sure the dongle and onboard devices will be around for a long time, and cell phone technologies are interesting as well. It’s going to be a non-homogenous world for some period of time, which begs the need for more standardization in the data we are exchanging.