The UK RAC has launched RAC Black Box Insurance, giving every new and young driver the chance to lower their car insurance premiums by demonstrating they are safe behind the wheel through the use of advanced telematics technology. According to new RAC research carried out with 500 young drivers, insurance is seen as the greatest barrier to owning and running a car with 62% of those surveyed saying this was the case, as opposed to 22% who felt it was buying a car and 12% who cited day-to-day running costs.