A bulletin from Munich Re notes that the “risk landscape for insurers and their clients is changing faster than ever before, especially in terms of technologies, services, sales channels and demand patterns.” As a result the world’s largest reinsurer has been working with its clients and partners “in order to find appropriate new insurance solutions.” The bulletin duly notes that “dynamic market change may bring countless opportunities, but it invariably also brings new risks.” Munich Re’s client survey of those changes found that “some three quarters of insurance companies said they believe that digitalization will have a dramatic impact on the industry.