Insurtech and the commercial insurance market: Which is more challenging - internal operations or climbing the Game of Thrones ice wall?

Hello fellow commercial insurance enthusiasts. This article is taking the first steps to highlight a few challenges in the commercial insurance market. For mountain climbing enthusiasts, you might find it easier to climb the ice wall in the Game of Thrones than attempting to overcome internal operational obstacles that paralyze the commercial insurance industry. Of course not every commercial insurance organization is structured in the same manner, but many of you will recognize the examples below and in future articles.