Here’s Why We Need Fintech Disruption Now More Than Ever

Thanks to the wonders of digital innovation, a television today costs about a tenth of what it did in the 1980s. Two-thirds of Americans now carry smartphones that compute faster than the average desktop in the 1990s, for a fraction of the cost. Yet there’s one field that has proven stubbornly resistant to the kind of disruption that eases prices and boosts efficiency: finance.