Between deductibles, excluded losses, and difficulty accessing business interruption coverage, a business suffering hurricane losses can take a big out-of-pocket economic hit even if it has insurance. There is a disconnect between business needs and what is ultimately covered when it comes to hurricane recovery policies, according to insurance agent Evan Glassman, president and CEO of Fort Lauderdale, Fla.- based New Paradigm Underwriters, says. He thinks the gap is big enough to warrant a supplemental windstorm insurance product.