Reinsurance executives polled at the recent 2015 PCI annual meeting by Guy Carpenter & Company agreed that cyber continues to be the most threatening emerging risk. As the number of data breaches mount, more focus is being placed on the claims that result from them. According to the latest Cyber Claims Study published by NetDiligence last month, the average total claim costs for a breach amounted to $673,767. Joe Salpietro, cyber insurance claims manager with IDT911, says cyber claims are complex and require specialized handling.