Three years ago, during the chaos of the COVID-19 pandemic, Chamath Palihapitiya, alongside David Soloff, launched OTT Risk  to much fanfare. The former Facebook exec, known for his investments in Virgin Galactic, Clover Health, Opendoor, Metromile and Flock, tweeted, “Insurance is a key enabler of economic growth and backstops trillions of dollars of economic activity"