Telematics could be one of the most relevant digital innovations in the insurance industry, directly affecting results. Worldwide diffusion of telematics-based motor insurance policies is currently at an early stage, but the best practices achieved levels of penetration higher than 20% of the motor portfolio. The diffusion is growing fast, with well-recognized benefits for the motor insurance value chain. Looking across countries at best practices, it is possible to identify five value-creation levers: Risk selection Pricing (risk-based) Value-added services Loss control Loyalty and behavior modification programs