Sent on August 23, 2017

Go Digital… but Don’t Change Who You Are
23 AUG 2017 | My business school professors managed to hammer a single idea into my head about corporate strategy, and that is that there are only two ways to build a sustainable competitive advantage. You can be better, or you can be cheaper. That’s it.
Report: Beyond Fintech - A Pragmatic Assessment Of Disruptive Potential In Financial Services
23 AUG 2017 | Fintechs have changed how financial services are structured, provisioned and consumed, but have not successfully established themselves as dominant players. The success of fintechs in changing the basis of competition, as well as the increasing pace of technology, means that while financial institutions have the potential to improve rapidly, they face rapid disruption both now and in the future.
Ready for Telematics? 7 Considerations
22 AUG 2017 | Telematics has the potential to dramatically alter the auto insurance industry, from personalized premiums based on individual driving data to automated emergency services and entertainment-based add-ons to more immediate and active management of claims.
InsurTech Futures: Hiscox partners with start-up Digital Fineprint
22 AUG 2017 | Aim is to use social media data to tackle underinsurance in small businesses. Hiscox has partnered with InsurTech start-up Digital Fineprint to tackle underinsurance in small businesses. The insurer stated that the aim is to investigate how social media data can be used to better educate the smallest businesses on the risks they face.
5 InsurTech Startups Changing The Game In The Bay Area
22 AUG 2017 | Of all the opportunities in fintech, insurance technology, or insurtech, might be the biggest. The trillion-dollar sector has remained stagnant for decades, but a few companies in San Francisco, the site of the Benzinga FinTech Summit on September 28th, are primed for disruptions. Here are a few of the biggest players in the space.
What XL Innovate looks for in insurtech leadership
21 AUG 2017 | The most successful venture investments are usually those that exhibit compelling business opportunities and are led by exceptional management teams. However, behind these basic characteristics, foreseeing what differentiates winning investments in insurtech is certainly enhanced by a deep understanding of the subtleties of the insurance industry. At XL Innovate, we are a venture firm focused exclusively on insurtech, and invest only in the property and casualty sector.
InsurTech and the future of insurance
21 AUG 2017 | InsurTech is a blending of the words “insurance” and “technology”. It refers to the digital revolution and technology innovations shaking up the insurance industry. This revolution has speeded up beginning 2016. It is still at its early stage.
The Power of Analytics for Insurance: You Ain’t Seen Nothin’ Yet
18 AUG 2017 | Few people today would argue about the value of data to an insurer, or the power and potential of analytics. Insurers have been leveraging data, business intelligence, and more recently, predictive analytics solutions to gain more insights and inform important business decisions. There is still much value in these areas, and there is still work to be done to modernize some of these capabilities and gain further benefits.
Munich Re puts data analytics into services for a ‘riskier world’
18 AUG 2017 | Re-insurer combines a Hadoop data lake, SAS analytics and SAP Hana to create new cyber and other insurance services. We live in a risky world, getting riskier all the time, and Marcus Winter, head of re-insurance development at Munich Re, sees a world to be insured and re-insured as it becomes ever more complex and digital.
Nationwide Commits to Next Generation of Insurance and Financial Services
17 AUG 2017 | Self driving cars. Artificial intelligence. Smart homes. The future of insurance protection and financial planning will continue to change significantly over the next several decades. It’s why Nationwide is investing in new initiatives to stay in front of consumers’ changing needs in the insurance and financial services category.
Insurtech is reshaping the industry to the core: where are carriers’ investments increasing the most?
14 AUG 2017 | Insurance Nexus set out to investigate the global state of insurance: from the latest tech trends to regional opportunities. After 50 interviews with the industry’s leading commentators and a wide-ranging international survey with over 1000 respondents the Global Trend Map aims to capture information about the megatrends at work in today’s insurance industry: Low Interest Rates and Soft Market Conditions, the Complexification of Risk and the clarion call for Customer-Centricity. 'Technological advancement' is by far the greatest overall external challenge, followed by 'Changing customer expectations' and 'Digital channel capabilities'.
InsurTech sector quarterly update, Q3 July 2017
02 AUG 2017 | From April through June 2017 there were $655 million of investments, 50% more than the previous quarter (January through March) when insurtech startups raised $417 million. The following categories have raised the most funding in the past 90 days: Health and Travel Insurance raised $313.72M, Auto Insurance raised $159M, while Insurance Comparison/Marketplace raised $73.52M. The three insurtech categories with the highest amount of investments so far are: Health and Travel with $9.6B; Life, Home & P&C with $7.01B and Automotive with $6.77B.
05 SEP 2017 | ACORD is now accepting applications for its ACORD Insurance Innovation Challenge (AIIC) semi-finals which will be held in London on September 5, 2017. The AIIC is the world's premier event for innovation in insurance technology. It brings together insurance companies of all sizes and across all lines of business, investors and venture capital partners, technology startups, and industry innovators. It is an opportunity to be a part of a collaborative effort to transform the way the insurance industry does business, interacts with new policyholders and partners, crafts the next-gen customer experience, and ensures a prosperous future. The London semi-final event will lead up to the international finals scheduled to be held in conjunction with ACORD2017 October 24-26, 2017 at the Marriott Copley Place in Boston, Massachusetts. The AIIC will be giving away prizes valued up to $300,000, including a cash prize of $25,000 for the Startup Disruptor finals winner. Semi-finals winners will receive cash prizes on top of being invited to ACORD2017. The deadline to apply is July 28, 2017.
Connected Car Insurance USA 2017
06 SEP 2017 | The Connected Car Insurance USA Conference & Exhibition is the largest and most informative forum for executives from across the connected car and auto insurance industries. Key Issues in 2017 for Connected Car Insurance Addressed: 3 months of independent research has uncovered the most pressing business and tech problems facing the auto insurance industry - telematics, connectivity, mobility, ADAS & autonomous.

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